Water Damage in Masonville: What We Actually See Here

Masonville is one of the best-kept addresses in Larimer County. James R. Mason platted the townsite in the 1890s during the Buckhorn Canyon gold rush and put up a hotel and general store in 1896, and the Mercantile at County Road 38E and Buckhorn Road is still the landmark everyone navigates by. Unincorporated, ZIP code 80541, sitting around 5,391 feet right where the plains give way to the foothills, it offers something the subdivisions down the valley never will: room, quiet, and canyon country out the back door. People who live here chose it on purpose.

The homes we care for out here are ranch properties, cabins, established farmhouses and beautiful newer custom builds along Buckhorn Road, County Road 27 and the ridges toward Horsetooth. Almost none are on municipal water or sewer. Almost all have a well, pressure tank, septic system and a crawl space or unfinished basement where that equipment lives, and when something lets go there is no utility to shut a valve and no neighbor 20 feet away to notice.

Buckhorn Creek and What Canyon Water Does

The September 2013 flood is the clearest lesson in local water behavior anyone here needs. It destroyed much of County Road 27 from Stove Prairie down to Masonville, took out bridges, and scoured pavement to bedrock along the narrows of the canyon. Rebuilding took three bridges, four culverts and more than a mile and a half of roadway, and the county moved the road back from Buckhorn Creek and armored the banks with rock. The creek’s flooding is not new; accounts of the 1870s settlement upstream already describe it. For a homeowner the practical risk is sediment-laden water arriving overland at speed, filling a crawl space or walkout basement with something closer to mud.

Well Systems, Snowmelt and Buildings Nobody Checks Daily

Most Masonville losses we attend are not dramatic. They are a pressure tank fitting weeping into a crawl space for a week, or spring melt running down a slope into an outbuilding, or a supply line that froze in an uninsulated wall of a cabin used part of the year. The damage comes from duration, not volume, which is why we bring meters, get under the floor and check framing and insulation rather than only what you can see.

How Fast We Can Reach Masonville

We are based in Johnstown at 3787 Ronald Reagan Blvd, Unit 1, roughly 25 miles southeast of you by way of Loveland and County Road 38E. Depending on weather and canyon road conditions, a crew is generally out to Masonville within about an hour, and we take calls 24/7.

Frequently Asked Questions About Water Damage in Masonville

Do you serve Masonville and the Buckhorn Canyon properties?

We do, along with the properties spread up Buckhorn Road and the Redstone and Big Thompson side of the divide. Rural response is something we are genuinely good at: we come prepared for gravel roads and long driveways, bring generators when a site needs them, and carry equipment in by hand when a truck cannot park close to the house. Living out here should never mean waiting longer for help.

What did the 2013 flood do out here?

September 2013 destroyed much of County Road 27, the Buckhorn Canyon Road, between Stove Prairie and Masonville. Flood water wiped out bridges and scoured sections of the road down to bedrock, and residents faced long detours until it reopened on Christmas Eve 2014 after a rebuild that cost roughly 16 to 18 million dollars. Anyone who lives along Buckhorn Creek already knows how fast that water rises.

My house is on a well. What breaks and floods?

Almost everything upstream of your fixtures. Pressure tanks, well lines, in-line filters and water softeners are the usual culprits, and unlike a city connection there is no curb stop for a neighbor or utility to shut. Homes here often keep that equipment in a basement, crawl space or an outbuilding that nobody visits daily, so a slow leak can run for a very long time.

Why is drying harder at Masonville’s elevation?

Masonville sits around 5,391 feet in the foothills, higher and cooler than the towns on the plains, with unconditioned crawl spaces and outbuildings that stay cold well into spring. Cold air holds less moisture, so standard drying moves slower. We size equipment for that, use heat where it helps, and monitor readings over several days rather than assuming a fan and a day will finish the job.

Should I call my insurance company first?

Call Revive before your insurance company. On a rural Masonville property the cause of loss is often more complicated, a well component, canyon runoff, snowmelt against a foundation, and the readings and photos we take before drying or demolition are what makes the claim well supported. We work with all carriers and will speak with your adjuster once we have documented the damage properly.

Revive Restoration is locally owned by Levi, born and raised in Northern Colorado, and family operated since 2016, and we love working in the canyon country. Call (720) 340-3499 for a free inspection any time. We work with all insurance carriers. See our full service areas, including Loveland, Laporte and Fort Collins, or read more about our approach to water damage.